Call reports 2009
BANK OF AKRON — 2009
What BANK OF AKRON reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 178,384,000 | 186,542,000 | 188,200,000 | 185,696,000 |
| Total loans | 124,738,000 | 127,798,000 | 132,066,000 | 131,665,000 |
| Allowance for loan losses | 2,471,000 | 2,487,000 | 2,515,000 | 2,680,000 |
| Securities available for sale | 13,299,000 | 14,426,000 | 22,324,000 | 23,082,000 |
| Securities held to maturity | 14,245,000 | 9,225,000 | 7,366,000 | 6,917,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 148,148,000 | 153,337,000 | 152,802,000 | 152,966,000 |
| Interest-bearing deposits | 118,587,000 | 121,055,000 | 120,324,000 | 120,401,000 |
| Noninterest-bearing deposits | 29,561,000 | 32,282,000 | 32,478,000 | 32,565,000 |
| Equity capital | 21,443,000 | 21,959,000 | 22,514,000 | 22,050,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,216,000 | 4,469,000 | 6,787,000 | 9,091,000 |
| Interest expense | 444,000 | 852,000 | 1,236,000 | 1,608,000 |
| Net interest income | 1,772,000 | 3,617,000 | 5,551,000 | 7,483,000 |
| Noninterest income | 300,000 | 632,000 | 972,000 | 1,320,000 |
| Noninterest expense | 1,410,000 | 2,978,000 | 4,623,000 | 6,655,000 |
| Provision for loan losses | 13,000 | 32,000 | 60,000 | 238,000 |
| Pretax income | 649,000 | 1,435,000 | 2,043,000 | 2,113,000 |
| Income tax | 218,000 | 502,000 | 701,000 | 618,000 |
| Net income | 431,000 | 933,000 | 1,342,000 | 1,495,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,876,000 | 21,199,000 | 21,412,000 | 20,770,000 |
| Total capital | 22,981,000 | 23,503,000 | 23,851,000 | 23,294,000 |
| Risk-weighted assets | 127,760,000 | 133,645,000 | 136,944,000 | 137,593,000 |