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Call reports 2004

BANK OF AKRON — 2004

What BANK OF AKRON reported to the FFIEC in 2004, quarter by quarter.

PERIOD: 2004SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/708dfb7f-214d-4ffc-a038-30cf6e2ecd71/2004

Balance sheet

What the bank holds and owes at quarter end

Measure2004Q12004Q22004Q32004Q4
Total assets145,149,000148,858,000149,578,000147,420,000
Total loans81,002,00084,099,00086,223,00088,949,000
Allowance for loan losses1,921,0001,938,0001,963,0001,978,000
Securities available for sale17,731,00016,158,00016,274,00015,402,000
Securities held to maturity25,620,00024,982,00025,115,00025,481,000
Trading assets0000
Total deposits122,887,000125,678,000125,675,000123,855,000
Interest-bearing deposits100,861,000101,436,00099,155,00098,938,000
Noninterest-bearing deposits22,026,00024,242,00026,520,00024,917,000
Equity capital20,089,00020,507,00020,888,00020,827,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2004Q12004Q22004Q32004Q4
Interest income1,755,0003,491,0005,301,0007,132,000
Interest expense266,000511,000764,0001,026,000
Net interest income1,489,0002,980,0004,537,0006,106,000
Noninterest income210,000424,000649,000872,000
Noninterest expense1,061,0002,253,0003,350,0004,489,000
Provision for loan losses17,00044,00081,00097,000
Pretax income620,0001,106,0001,758,0002,396,000
Income tax205,000346,000596,000846,000
Net income415,000760,0001,162,0001,550,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2004Q12004Q22004Q32004Q4
Tier 1 capital18,990,00019,186,00019,422,00019,375,000
Total capital20,787,00021,285,00021,632,00021,622,000
Risk-weighted assets89,922,00092,219,00094,810,00096,330,000

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