Call reports 2022
PEOPLES SAVINGS BANK — 2022
What PEOPLES SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 |
|---|---|---|
| Total assets | 39,944,000 | 42,745,000 |
| Total loans | 11,983,000 | 10,902,000 |
| Allowance for loan losses | 276,000 | 276,000 |
| Securities available for sale | 24,686,000 | 23,570,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 37,141,000 | 40,549,000 |
| Interest-bearing deposits | 27,884,000 | 30,678,000 |
| Noninterest-bearing deposits | 9,258,000 | 9,871,000 |
| Equity capital | 2,752,000 | 2,115,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 |
|---|---|---|
| Interest income | 267,000 | 562,000 |
| Interest expense | 22,000 | 44,000 |
| Net interest income | 245,000 | 518,000 |
| Noninterest income | 14,000 | 61,000 |
| Noninterest expense | 174,000 | 385,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 85,000 | 193,000 |
| Income tax | 19,000 | 37,000 |
| Net income | 66,000 | 156,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 |
|---|---|---|
| Tier 1 capital | 3,659,000 | 3,749,000 |
| Total capital | — | 4,025,000 |
| Risk-weighted assets | — | 33,429,000 |