Call reports 2021
PEOPLES SAVINGS BANK — 2021
What PEOPLES SAVINGS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 40,030,000 | 39,269,000 | 41,362,000 | 43,709,000 |
| Total loans | 12,430,000 | 12,180,000 | 12,069,000 | 11,464,000 |
| Allowance for loan losses | 276,000 | 276,000 | 276,000 | 276,000 |
| Securities available for sale | 17,621,000 | 19,830,000 | 21,694,000 | 25,068,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,846,000 | 34,851,000 | 37,439,000 | 39,701,000 |
| Interest-bearing deposits | 26,693,000 | 27,560,000 | 27,757,000 | 28,222,000 |
| Noninterest-bearing deposits | 9,154,000 | 7,291,000 | 9,682,000 | 11,479,000 |
| Equity capital | 3,932,000 | 4,116,000 | 3,732,000 | 3,811,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 248,000 | 507,000 | 778,000 | 1,209,000 |
| Interest expense | 31,000 | 56,000 | 82,000 | 107,000 |
| Net interest income | 217,000 | 451,000 | 696,000 | 1,102,000 |
| Noninterest income | 71,000 | 160,000 | 170,000 | 40,000 |
| Noninterest expense | 192,000 | 375,000 | 562,000 | 749,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 179,000 | 327,000 | 402,000 | 491,000 |
| Income tax | 39,000 | 70,000 | 82,000 | 98,000 |
| Net income | 140,000 | 257,000 | 320,000 | 393,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,545,000 | 3,635,000 | 3,583,000 | 3,654,000 |