Call reports 2020
PEOPLES SAVINGS BANK — 2020
What PEOPLES SAVINGS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 32,845,000 | 35,672,000 | 36,369,000 | 40,930,000 |
| Total loans | 12,188,000 | 10,883,000 | 10,663,000 | 11,344,000 |
| Allowance for loan losses | 276,000 | 276,000 | 276,000 | 276,000 |
| Securities available for sale | 15,664,000 | 16,468,000 | 17,367,000 | 17,776,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,682,000 | 31,526,000 | 32,392,000 | 36,354,000 |
| Interest-bearing deposits | 24,362,000 | 24,757,000 | 25,185,000 | 26,874,000 |
| Noninterest-bearing deposits | 5,319,000 | 6,769,000 | 7,206,000 | 9,480,000 |
| Equity capital | 3,085,000 | 3,861,000 | 3,768,000 | 4,239,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 311,000 | 604,000 | 881,000 | 1,150,000 |
| Interest expense | 40,000 | 77,000 | 114,000 | 151,000 |
| Net interest income | 271,000 | 527,000 | 767,000 | 999,000 |
| Noninterest income | 12,000 | 20,000 | 30,000 | 37,000 |
| Noninterest expense | 185,000 | 354,000 | 532,000 | 728,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 98,000 | 193,000 | 268,000 | 321,000 |
| Income tax | 18,000 | 36,000 | 48,000 | 58,000 |
| Net income | 80,000 | 157,000 | 220,000 | 263,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,618,000 | 3,695,000 | 3,658,000 | 3,520,000 |