Call reports 2019
PEOPLES SAVINGS BANK — 2019
What PEOPLES SAVINGS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 34,609,000 | 35,596,000 | 34,940,000 | 35,377,000 |
| Total loans | 12,132,000 | 12,666,000 | 12,633,000 | 12,930,000 |
| Allowance for loan losses | 276,000 | 276,000 | 276,000 | 276,000 |
| Securities available for sale | 16,285,000 | 17,474,000 | 16,890,000 | 17,535,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,175,000 | 30,814,000 | 30,930,000 | 31,272,000 |
| Interest-bearing deposits | 23,189,000 | 23,551,000 | 23,462,000 | 25,116,000 |
| Noninterest-bearing deposits | 7,986,000 | 7,263,000 | 7,468,000 | 6,156,000 |
| Equity capital | 3,360,000 | 3,682,000 | 3,724,000 | 3,855,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 305,000 | 624,000 | 961,000 | 1,284,000 |
| Interest expense | 38,000 | 77,000 | 117,000 | 154,000 |
| Net interest income | 267,000 | 547,000 | 844,000 | 1,130,000 |
| Noninterest income | 13,000 | 23,000 | 34,000 | 44,000 |
| Noninterest expense | 180,000 | 350,000 | 527,000 | 713,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 104,000 | 228,000 | 440,000 | 654,000 |
| Income tax | 19,000 | 44,000 | 89,000 | 138,000 |
| Net income | 85,000 | 184,000 | 351,000 | 516,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,457,000 | 3,556,000 | 3,574,000 | 3,738,000 |
| Total capital | 3,733,000 | 3,832,000 | 3,850,000 | 4,014,000 |
| Risk-weighted assets | 25,602,000 | 27,093,000 | 26,900,000 | 27,381,000 |