Call reports 2018
PEOPLES SAVINGS BANK — 2018
What PEOPLES SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 33,216,000 | 34,881,000 | 33,113,000 | 35,006,000 |
| Total loans | 13,189,000 | 12,721,000 | 12,581,000 | 13,287,000 |
| Allowance for loan losses | 275,000 | 275,000 | 276,000 | 276,000 |
| Securities available for sale | 15,622,000 | 16,097,000 | 15,990,000 | 15,017,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,293,000 | 31,677,000 | 28,628,000 | 31,911,000 |
| Interest-bearing deposits | 23,679,000 | 24,271,000 | 23,353,000 | 24,248,000 |
| Noninterest-bearing deposits | 5,614,000 | 7,407,000 | 5,275,000 | 7,663,000 |
| Equity capital | 3,140,000 | 3,162,000 | 2,971,000 | 3,035,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 292,000 | 598,000 | 896,000 | 1,202,000 |
| Interest expense | 34,000 | 65,000 | 101,000 | 143,000 |
| Net interest income | 258,000 | 533,000 | 795,000 | 1,059,000 |
| Noninterest income | 16,000 | 26,000 | 36,000 | 47,000 |
| Noninterest expense | 182,000 | 360,000 | 535,000 | 713,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 92,000 | 199,000 | 298,000 | 395,000 |
| Income tax | 15,000 | 35,000 | 53,000 | 71,000 |
| Net income | 77,000 | 164,000 | 245,000 | 324,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,425,000 | 3,512,000 | 3,442,000 | 3,522,000 |
| Total capital | 3,700,000 | 3,787,000 | 3,718,000 | 3,798,000 |
| Risk-weighted assets | 25,700,000 | 25,795,000 | 25,206,000 | 25,858,000 |