Call reports 2017
PEOPLES SAVINGS BANK — 2017
What PEOPLES SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 36,888,000 | 36,263,000 | 34,437,000 | 33,488,000 |
| Total loans | 12,269,000 | 13,043,000 | 13,031,000 | 12,855,000 |
| Allowance for loan losses | 272,000 | 272,000 | 276,000 | 274,000 |
| Securities available for sale | 18,604,000 | 17,808,000 | 16,554,000 | 16,341,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,010,000 | 29,808,000 | 28,540,000 | 30,054,000 |
| Interest-bearing deposits | 25,993,000 | 25,429,000 | 23,707,000 | 24,739,000 |
| Noninterest-bearing deposits | 6,018,000 | 4,380,000 | 4,833,000 | 5,315,000 |
| Equity capital | 3,276,000 | 3,486,000 | 3,416,000 | 3,393,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 326,000 | 651,000 | 971,000 | 1,275,000 |
| Interest expense | 33,000 | 68,000 | 105,000 | 137,000 |
| Net interest income | 293,000 | 583,000 | 866,000 | 1,138,000 |
| Noninterest income | 20,000 | 35,000 | 51,000 | 67,000 |
| Noninterest expense | 203,000 | 402,000 | 567,000 | 715,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 110,000 | 218,000 | 353,000 | 493,000 |
| Income tax | 28,000 | 56,000 | 93,000 | 133,000 |
| Net income | 82,000 | 162,000 | 260,000 | 360,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,370,000 | 3,451,000 | 3,399,000 | 3,498,000 |
| Total capital | 3,642,000 | 3,723,000 | 3,675,000 | 3,772,000 |
| Risk-weighted assets | 26,507,000 | 26,014,000 | 25,001,000 | 24,834,000 |