Call reports 2016
PEOPLES SAVINGS BANK — 2016
What PEOPLES SAVINGS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 34,926,000 | 38,201,000 | 37,889,000 | 37,431,000 |
| Total loans | 13,916,000 | 13,384,000 | 13,156,000 | 12,743,000 |
| Allowance for loan losses | 185,000 | 472,000 | 272,000 | 272,000 |
| Securities available for sale | 14,635,000 | 15,259,000 | 18,528,000 | 18,036,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,426,000 | 34,250,000 | 33,988,000 | 34,019,000 |
| Interest-bearing deposits | 25,831,000 | 27,461,000 | 27,380,000 | 27,686,000 |
| Noninterest-bearing deposits | 5,595,000 | 6,789,000 | 6,608,000 | 6,333,000 |
| Equity capital | 3,366,000 | 3,672,000 | 3,569,000 | 3,277,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 289,000 | 601,000 | 923,000 | 1,249,000 |
| Interest expense | 34,000 | 70,000 | 104,000 | 138,000 |
| Net interest income | 255,000 | 531,000 | 819,000 | 1,111,000 |
| Noninterest income | 21,000 | 337,000 | 589,000 | 605,000 |
| Noninterest expense | 193,000 | 407,000 | 585,000 | 787,000 |
| Provision for loan losses | 0 | 10,000 | -190,000 | -190,000 |
| Pretax income | 83,000 | 451,000 | 1,013,000 | 1,119,000 |
| Income tax | 19,000 | 141,000 | 338,000 | 366,000 |
| Net income | 64,000 | 310,000 | 675,000 | 753,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,182,000 | 3,496,000 | 3,360,000 | 3,438,000 |
| Total capital | 3,367,000 | 3,805,000 | 3,632,000 | 3,710,000 |
| Risk-weighted assets | 23,656,000 | 24,436,000 | 27,536,000 | 26,965,000 |