Call reports 2015
PEOPLES SAVINGS BANK — 2015
What PEOPLES SAVINGS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 35,607,000 | 35,456,000 | 34,583,000 | 34,514,000 |
| Total loans | 14,138,000 | 15,293,000 | 14,718,000 | 13,964,000 |
| Allowance for loan losses | 184,000 | 184,000 | 200,000 | 210,000 |
| Securities available for sale | 15,242,000 | 14,492,000 | 14,879,000 | 14,921,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,272,000 | 30,131,000 | 29,474,000 | 30,198,000 |
| Interest-bearing deposits | 26,200,000 | 25,976,000 | 25,291,000 | 25,162,000 |
| Noninterest-bearing deposits | 4,072,000 | 4,154,000 | 4,183,000 | 5,037,000 |
| Equity capital | 3,364,000 | 3,340,000 | 3,339,000 | 3,345,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 292,000 | 602,000 | 903,000 | 1,206,000 |
| Interest expense | 37,000 | 77,000 | 115,000 | 152,000 |
| Net interest income | 255,000 | 525,000 | 788,000 | 1,054,000 |
| Noninterest income | 42,000 | 70,000 | 84,000 | 84,000 |
| Noninterest expense | 198,000 | 405,000 | 597,000 | 771,000 |
| Provision for loan losses | 0 | 0 | 15,000 | 25,000 |
| Pretax income | 91,000 | 182,000 | 252,000 | 334,000 |
| Income tax | 18,000 | 40,000 | 48,000 | 64,000 |
| Net income | 73,000 | 142,000 | 204,000 | 270,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,264,000 | 3,330,000 | 3,232,000 | 3,330,000 |
| Total capital | 3,448,000 | 3,515,000 | 3,432,000 | 3,540,000 |
| Risk-weighted assets | 22,357,000 | 29,104,000 | 24,668,000 | 23,367,000 |