Call reports 2014
PEOPLES SAVINGS BANK — 2014
What PEOPLES SAVINGS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 36,034,000 | 35,704,000 | 36,138,000 | 35,654,000 |
| Total loans | 12,956,000 | 13,568,000 | 13,891,000 | 13,516,000 |
| Allowance for loan losses | 218,000 | 203,000 | 176,000 | 182,000 |
| Securities available for sale | 16,116,000 | 15,900,000 | 15,789,000 | 15,378,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,039,000 | 31,924,000 | 31,850,000 | 30,791,000 |
| Interest-bearing deposits | 25,676,000 | 25,906,000 | 26,190,000 | 26,088,000 |
| Noninterest-bearing deposits | 7,362,000 | 6,017,000 | 5,660,000 | 4,703,000 |
| Equity capital | 2,880,000 | 3,079,000 | 3,121,000 | 3,303,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 300,000 | 613,000 | 935,000 | 1,247,000 |
| Interest expense | 42,000 | 82,000 | 123,000 | 165,000 |
| Net interest income | 258,000 | 531,000 | 812,000 | 1,082,000 |
| Noninterest income | 31,000 | 56,000 | 89,000 | 115,000 |
| Noninterest expense | 225,000 | 397,000 | 554,000 | 745,000 |
| Provision for loan losses | 0 | 0 | 8,000 | 32,000 |
| Pretax income | 64,000 | 190,000 | 339,000 | 429,000 |
| Income tax | 11,000 | 46,000 | 86,000 | 107,000 |
| Net income | 53,000 | 144,000 | 253,000 | 322,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,047,000 | 3,139,000 | 3,247,000 | 3,316,000 |
| Total capital | 3,265,000 | 3,342,000 | 3,423,000 | 3,498,000 |
| Risk-weighted assets | 23,889,000 | 22,783,000 | 23,503,000 | 22,584,000 |