Call reports 2013
PEOPLES SAVINGS BANK — 2013
What PEOPLES SAVINGS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 38,481,000 | 38,221,000 | 36,666,000 | 37,768,000 |
| Total loans | 16,647,000 | 16,329,000 | 14,652,000 | 13,367,000 |
| Allowance for loan losses | 158,000 | 158,000 | 158,000 | 234,000 |
| Securities available for sale | 14,404,000 | 14,806,000 | 14,700,000 | 14,916,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,202,000 | 34,111,000 | 33,553,000 | 34,939,000 |
| Interest-bearing deposits | 27,375,000 | 27,716,000 | 22,682,000 | 16,770,000 |
| Noninterest-bearing deposits | 6,826,000 | 6,395,000 | 10,870,000 | 18,169,000 |
| Equity capital | 3,360,000 | 3,097,000 | 3,069,000 | 2,768,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 359,000 | 720,000 | 1,062,000 | 1,374,000 |
| Interest expense | 51,000 | 101,000 | 150,000 | 209,000 |
| Net interest income | 308,000 | 619,000 | 912,000 | 1,165,000 |
| Noninterest income | 34,000 | 60,000 | 91,000 | 123,000 |
| Noninterest expense | 209,000 | 418,000 | 640,000 | 790,000 |
| Provision for loan losses | 0 | 0 | 0 | 509,000 |
| Pretax income | 133,000 | 261,000 | 363,000 | -11,000 |
| Income tax | 37,000 | 74,000 | 99,000 | -50,000 |
| Net income | 96,000 | 187,000 | 264,000 | 39,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,151,000 | 3,241,000 | 3,218,000 | 2,994,000 |
| Total capital | 3,309,000 | 3,399,000 | 3,377,000 | 3,228,000 |
| Risk-weighted assets | 25,945,000 | 26,866,000 | 25,198,000 | 24,077,000 |