Call reports 2012
PEOPLES SAVINGS BANK — 2012
What PEOPLES SAVINGS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 28,991,000 | 29,748,000 | 32,047,000 | 35,491,000 |
| Total loans | 15,400,000 | 15,423,000 | 15,357,000 | 16,141,000 |
| Allowance for loan losses | 158,000 | 158,000 | 158,000 | 159,000 |
| Securities available for sale | 9,930,000 | 9,930,000 | 11,914,000 | 12,316,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,722,000 | 26,384,000 | 27,994,000 | 31,192,000 |
| Interest-bearing deposits | 22,354,000 | 22,638,000 | 23,651,000 | 26,798,000 |
| Noninterest-bearing deposits | 3,368,000 | 3,746,000 | 4,343,000 | 4,394,000 |
| Equity capital | 3,131,000 | 3,241,000 | 3,419,000 | 3,369,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 368,000 | 716,000 | 1,078,000 | 1,439,000 |
| Interest expense | 60,000 | 117,000 | 174,000 | 229,000 |
| Net interest income | 308,000 | 599,000 | 904,000 | 1,210,000 |
| Noninterest income | 29,000 | 57,000 | 104,000 | 133,000 |
| Noninterest expense | 202,000 | 422,000 | 632,000 | 813,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 135,000 | 234,000 | 376,000 | 530,000 |
| Income tax | 36,000 | 61,000 | 101,000 | 145,000 |
| Net income | 99,000 | 173,000 | 275,000 | 385,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,968,000 | 3,041,000 | 3,044,000 | 3,155,000 |
| Total capital | 3,126,000 | 3,199,000 | 3,202,000 | 3,313,000 |
| Risk-weighted assets | 21,146,000 | 21,239,000 | 21,717,000 | 24,028,000 |