Call reports 2011
PEOPLES SAVINGS BANK — 2011
What PEOPLES SAVINGS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 29,502,000 | 29,817,000 | 28,584,000 | 29,578,000 |
| Total loans | 14,134,000 | 14,404,000 | 16,037,000 | 15,386,000 |
| Allowance for loan losses | 152,000 | 154,000 | 166,000 | 158,000 |
| Securities available for sale | 12,277,000 | 12,398,000 | 9,610,000 | 10,551,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,345,000 | 26,426,000 | 25,585,000 | 26,400,000 |
| Interest-bearing deposits | 22,444,000 | 22,935,000 | 22,190,000 | 22,882,000 |
| Noninterest-bearing deposits | 3,901,000 | 3,492,000 | 3,395,000 | 3,518,000 |
| Equity capital | 2,937,000 | 2,997,000 | 2,932,000 | 3,089,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 359,000 | 736,000 | 1,118,000 | 1,489,000 |
| Interest expense | 71,000 | 141,000 | 210,000 | 274,000 |
| Net interest income | 288,000 | 595,000 | 908,000 | 1,215,000 |
| Noninterest income | 33,000 | 62,000 | 92,000 | 122,000 |
| Noninterest expense | 201,000 | 402,000 | 616,000 | 808,000 |
| Provision for loan losses | 10,000 | 12,000 | 24,000 | 18,000 |
| Pretax income | 110,000 | 243,000 | 360,000 | 512,000 |
| Income tax | 26,000 | 62,000 | 90,000 | 133,000 |
| Net income | 84,000 | 181,000 | 270,000 | 379,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,774,000 | 2,871,000 | 2,860,000 | 2,969,000 |
| Total capital | 2,926,000 | 3,025,000 | 3,026,000 | 3,127,000 |
| Risk-weighted assets | 20,004,000 | 20,404,000 | 21,333,000 | 21,314,000 |