Call reports 2010
PEOPLES SAVINGS BANK — 2010
What PEOPLES SAVINGS BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 26,052,000 | 26,154,000 | 26,411,000 | 28,530,000 |
| Total loans | 13,807,000 | 13,750,000 | 13,757,000 | 13,899,000 |
| Allowance for loan losses | 140,000 | 140,000 | 140,000 | 142,000 |
| Securities available for sale | 9,593,000 | 10,034,000 | 9,714,000 | 10,584,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,927,000 | 23,081,000 | 22,860,000 | 25,711,000 |
| Interest-bearing deposits | 20,199,000 | 20,264,000 | 19,827,000 | 21,932,000 |
| Noninterest-bearing deposits | 2,728,000 | 2,817,000 | 3,033,000 | 3,779,000 |
| Equity capital | 2,674,000 | 2,832,000 | 2,897,000 | 2,772,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 368,000 | 732,000 | 1,094,000 | 1,456,000 |
| Interest expense | 86,000 | 168,000 | 247,000 | 323,000 |
| Net interest income | 282,000 | 564,000 | 847,000 | 1,133,000 |
| Noninterest income | 34,000 | 69,000 | 104,000 | 125,000 |
| Noninterest expense | 211,000 | 401,000 | 607,000 | 805,000 |
| Provision for loan losses | 0 | 0 | 0 | 2,000 |
| Pretax income | 108,000 | 237,000 | 349,000 | 472,000 |
| Income tax | 26,000 | 59,000 | 87,000 | 119,000 |
| Net income | 82,000 | 178,000 | 262,000 | 353,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,620,000 | 2,716,000 | 2,699,000 | 2,790,000 |
| Total capital | 2,760,000 | 2,856,000 | 2,839,000 | 2,932,000 |
| Risk-weighted assets | 18,546,000 | 18,398,000 | 18,824,000 | 20,267,000 |