Call reports 2009
PEOPLES SAVINGS BANK — 2009
What PEOPLES SAVINGS BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 25,045,000 | 25,328,000 | 25,145,000 | 26,580,000 |
| Total loans | 14,084,000 | 14,313,000 | 13,561,000 | 13,935,000 |
| Allowance for loan losses | 140,000 | 140,000 | 141,000 | 140,000 |
| Securities available for sale | 8,683,000 | 8,931,000 | 8,886,000 | 9,710,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,184,000 | 22,815,000 | 22,561,000 | 23,777,000 |
| Interest-bearing deposits | 20,342,000 | 19,851,000 | 19,598,000 | 19,964,000 |
| Noninterest-bearing deposits | 2,842,000 | 2,964,000 | 2,964,000 | 3,812,000 |
| Equity capital | 1,772,000 | 2,188,000 | 2,507,000 | 2,618,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 400,000 | 772,000 | 1,141,000 | 1,504,000 |
| Interest expense | 119,000 | 227,000 | 325,000 | 421,000 |
| Net interest income | 281,000 | 545,000 | 816,000 | 1,083,000 |
| Noninterest income | 37,000 | 76,000 | 113,000 | 152,000 |
| Noninterest expense | 216,000 | 391,000 | 585,000 | 795,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 102,000 | 52,000 | 169,000 | 240,000 |
| Income tax | 23,000 | -21,000 | 1,000 | 27,000 |
| Net income | 79,000 | 44,000 | 118,000 | 202,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,491,000 | 2,456,000 | 2,530,000 | 2,614,000 |
| Total capital | 2,631,000 | 2,596,000 | 2,671,000 | 2,754,000 |
| Risk-weighted assets | 19,072,000 | 19,132,000 | 18,139,000 | 19,141,000 |