Call reports 2008
PEOPLES SAVINGS BANK — 2008
What PEOPLES SAVINGS BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 27,725,000 | 27,924,000 | 27,321,000 | 27,748,000 |
| Total loans | 14,460,000 | 14,765,000 | 15,320,000 | 14,920,000 |
| Allowance for loan losses | 144,000 | 144,000 | 144,000 | 144,000 |
| Securities available for sale | 9,023,000 | 10,086,000 | 10,285,000 | 9,581,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,561,000 | 25,804,000 | 22,812,000 | 24,845,000 |
| Interest-bearing deposits | 23,165,000 | 23,504,000 | 20,389,000 | 20,827,000 |
| Noninterest-bearing deposits | 2,396,000 | 2,300,000 | 2,424,000 | 4,018,000 |
| Equity capital | 2,075,000 | 2,034,000 | 1,910,000 | 1,821,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 399,000 | 806,000 | 1,217,000 | 1,639,000 |
| Interest expense | 208,000 | 396,000 | 564,000 | 712,000 |
| Net interest income | 191,000 | 410,000 | 653,000 | 927,000 |
| Noninterest income | 33,000 | 74,000 | 113,000 | 148,000 |
| Noninterest expense | 186,000 | 352,000 | 534,000 | 737,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 46,000 | 140,000 | 240,000 | 346,000 |
| Income tax | 7,000 | 24,000 | 47,000 | 75,000 |
| Net income | 39,000 | 116,000 | 193,000 | 271,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,180,000 | 2,257,000 | 2,334,000 | 2,412,000 |
| Total capital | 2,324,000 | 2,401,000 | 2,478,000 | 2,556,000 |
| Risk-weighted assets | 18,018,000 | 21,291,000 | 22,123,000 | 22,505,000 |