Call reports 2005
PEOPLES SAVINGS BANK — 2005
What PEOPLES SAVINGS BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 23,154,000 | 23,733,000 | 23,875,000 | 25,144,000 |
| Total loans | 11,370,000 | 11,085,000 | 11,224,000 | 11,922,000 |
| Allowance for loan losses | 144,000 | 144,000 | 144,000 | 144,000 |
| Securities available for sale | 9,639,000 | 10,428,000 | 10,507,000 | 10,924,000 |
| Securities held to maturity | 25,000 | 25,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,784,000 | 21,872,000 | 21,313,000 | 22,883,000 |
| Interest-bearing deposits | 19,073,000 | 20,134,000 | 19,168,000 | 20,484,000 |
| Noninterest-bearing deposits | 1,711,000 | 1,738,000 | 2,145,000 | 2,398,000 |
| Equity capital | 1,578,000 | 1,711,000 | 1,716,000 | 1,638,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 304,000 | 636,000 | 955,000 | 1,279,000 |
| Interest expense | 101,000 | 215,000 | 341,000 | 478,000 |
| Net interest income | 203,000 | 421,000 | 614,000 | 801,000 |
| Noninterest income | 31,000 | 60,000 | 98,000 | 121,000 |
| Noninterest expense | 173,000 | 334,000 | 504,000 | 691,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 65,000 | 165,000 | 226,000 | 249,000 |
| Income tax | 19,000 | 44,000 | 56,000 | 55,000 |
| Net income | 46,000 | 121,000 | 170,000 | 194,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,658,000 | 1,733,000 | 1,782,000 | 1,807,000 |
| Total capital | 1,802,000 | 1,877,000 | 1,926,000 | 1,951,000 |
| Risk-weighted assets | 15,963,000 | 15,350,000 | 15,568,000 | 16,222,000 |
Machine access — free, no API key
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