Call reports 2025
FIRSTAR BANK — 2025
What FIRSTAR BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,131,393,000 | 1,108,804,000 | 1,096,700,000 | 1,109,740,000 |
| Total loans | 840,763,000 | 852,037,000 | 866,719,000 | 892,239,000 |
| Allowance for loan losses | 7,451,000 | 7,832,000 | 7,880,000 | 7,910,000 |
| Securities available for sale | 74,734,000 | 70,538,000 | 75,458,000 | 74,366,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 996,307,000 | 973,789,000 | 959,750,000 | 961,505,000 |
| Interest-bearing deposits | 758,140,000 | 726,075,000 | 730,150,000 | 738,564,000 |
| Noninterest-bearing deposits | 238,167,000 | 247,714,000 | 229,600,000 | 222,941,000 |
| Equity capital | 124,635,000 | 126,039,000 | 129,142,000 | 127,696,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 17,411,000 | 35,546,000 | 53,974,000 | 72,271,000 |
| Interest expense | 4,897,000 | 9,622,000 | 14,358,000 | 18,847,000 |
| Net interest income | 12,514,000 | 25,924,000 | 39,616,000 | 53,424,000 |
| Noninterest income | 1,975,000 | 3,919,000 | 5,771,000 | 7,695,000 |
| Noninterest expense | 8,817,000 | 18,427,000 | 27,467,000 | 28,032,000 |
| Provision for loan losses | -146,000 | 202,000 | 537,000 | 781,000 |
| Pretax income | 5,806,000 | 11,119,000 | 17,226,000 | 32,223,000 |
| Income tax | 1,384,000 | 2,809,000 | 3,652,000 | 7,237,000 |
| Net income | 4,422,000 | 8,310,000 | 13,574,000 | 24,986,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 97,602,000 | 99,665,000 | 101,923,000 | 100,510,000 |
| Total capital | 105,793,000 | 108,320,000 | 110,688,000 | 109,231,000 |
| Risk-weighted assets | 847,180,000 | 858,780,000 | 869,936,000 | 884,353,000 |