Call reports 2023
FIRSTAR BANK — 2023
What FIRSTAR BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 952,630,000 | 937,928,000 | 926,907,000 | 968,760,000 |
| Total loans | 766,393,000 | 770,642,000 | 771,782,000 | 766,923,000 |
| Allowance for loan losses | 8,478,000 | 8,485,000 | 8,207,000 | 7,457,000 |
| Securities available for sale | 57,155,000 | 53,356,000 | 50,828,000 | 51,832,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 858,479,000 | 840,270,000 | 828,733,000 | 869,699,000 |
| Interest-bearing deposits | 619,724,000 | 611,010,000 | 622,433,000 | 663,323,000 |
| Noninterest-bearing deposits | 238,756,000 | 229,260,000 | 206,300,000 | 206,376,000 |
| Equity capital | 86,147,000 | 88,679,000 | 88,778,000 | 91,338,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 12,717,000 | 26,647,000 | 41,071,000 | 56,181,000 |
| Interest expense | 4,140,000 | 8,559,000 | 13,790,000 | 19,509,000 |
| Net interest income | 8,577,000 | 18,088,000 | 27,281,000 | 36,672,000 |
| Noninterest income | 1,788,000 | 4,277,000 | 6,349,000 | 8,242,000 |
| Noninterest expense | 7,015,000 | 22,812,000 | 30,171,000 | 38,258,000 |
| Provision for loan losses | 48,000 | 133,000 | 186,000 | -538,000 |
| Pretax income | 3,302,000 | -566,000 | 3,287,000 | 6,624,000 |
| Income tax | 830,000 | 138,000 | 882,000 | 1,539,000 |
| Net income | 2,472,000 | -704,000 | 2,405,000 | 5,085,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 76,993,000 | 79,667,000 | 80,776,000 | 81,909,000 |
| Total capital | 85,471,000 | 88,152,000 | 88,983,000 | 89,950,000 |
| Risk-weighted assets | 810,262,000 | 803,145,000 | 792,967,000 | 787,807,000 |