Call reports 2017
NORTHSIDE BANK — 2017
What NORTHSIDE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 122,925,000 | 130,026,000 | 127,091,000 | 122,178,000 |
| Total loans | 62,738,000 | 64,139,000 | 67,992,000 | 74,475,000 |
| Allowance for loan losses | 1,175,000 | 1,141,000 | 1,150,000 | 923,000 |
| Securities available for sale | 21,888,000 | 21,111,000 | 20,012,000 | 18,814,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,890,000 | 118,630,000 | 116,206,000 | 111,388,000 |
| Interest-bearing deposits | 90,641,000 | 91,560,000 | 90,152,000 | 87,524,000 |
| Noninterest-bearing deposits | 24,249,000 | 27,070,000 | 26,054,000 | 23,864,000 |
| Equity capital | 5,680,000 | 8,971,000 | 8,440,000 | 8,191,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,031,000 | 2,100,000 | 3,213,000 | 4,450,000 |
| Interest expense | 127,000 | 250,000 | 373,000 | 494,000 |
| Net interest income | 904,000 | 1,850,000 | 2,840,000 | 3,956,000 |
| Noninterest income | 274,000 | 253,000 | 223,000 | 175,000 |
| Noninterest expense | 1,452,000 | 3,002,000 | 4,483,000 | 5,833,000 |
| Provision for loan losses | 13,000 | -22,000 | -22,000 | -247,000 |
| Pretax income | -287,000 | -877,000 | -1,398,000 | -1,455,000 |
| Income tax | 0 | 0 | 0 | 59,000 |
| Net income | -287,000 | -877,000 | -1,398,000 | -1,514,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,278,000 | 8,483,000 | 7,971,000 | 7,998,000 |
| Total capital | 6,253,000 | 9,456,000 | 8,949,000 | 8,921,000 |
| Risk-weighted assets | 77,818,000 | 77,676,000 | 78,065,000 | 80,603,000 |