Call reports 2016
NORTHSIDE BANK — 2016
What NORTHSIDE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 123,754,000 | 123,556,000 | 122,826,000 | 136,104,000 |
| Total loans | 62,076,000 | 58,301,000 | 59,561,000 | 59,831,000 |
| Allowance for loan losses | 1,300,000 | 1,495,000 | 1,195,000 | 1,172,000 |
| Securities available for sale | 14,986,000 | 14,333,000 | 24,653,000 | 22,701,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,199,000 | 113,764,000 | 114,077,000 | 128,063,000 |
| Interest-bearing deposits | 95,580,000 | 93,958,000 | 92,238,000 | 106,686,000 |
| Noninterest-bearing deposits | 19,619,000 | 19,805,000 | 21,839,000 | 21,377,000 |
| Equity capital | 6,345,000 | 6,441,000 | 6,340,000 | 5,747,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 986,000 | 1,976,000 | 2,979,000 | 4,000,000 |
| Interest expense | 154,000 | 300,000 | 435,000 | 571,000 |
| Net interest income | 832,000 | 1,676,000 | 2,544,000 | 3,429,000 |
| Noninterest income | -810,000 | -531,000 | -59,000 | 359,000 |
| Noninterest expense | 1,544,000 | 3,390,000 | 4,867,000 | 6,353,000 |
| Provision for loan losses | 1,053,000 | 1,132,000 | 1,132,000 | 1,106,000 |
| Pretax income | -2,575,000 | -3,377,000 | -3,513,000 | -3,670,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -2,575,000 | -3,377,000 | -3,513,000 | -3,670,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,850,000 | 5,894,000 | 5,774,000 | 5,646,000 |
| Total capital | 6,885,000 | 6,867,000 | 6,757,000 | 6,638,000 |
| Risk-weighted assets | 82,535,000 | 77,332,000 | 78,406,000 | 79,176,000 |