Call reports 2015
NORTHSIDE BANK — 2015
What NORTHSIDE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 133,740,000 | 129,707,000 | 130,640,000 | 124,699,000 |
| Total loans | 80,570,000 | 77,805,000 | 66,519,000 | 63,720,000 |
| Allowance for loan losses | 1,165,000 | 1,228,000 | 1,148,000 | 1,250,000 |
| Securities available for sale | 17,108,000 | 16,145,000 | 15,493,000 | 17,441,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,523,000 | 122,719,000 | 124,388,000 | 118,972,000 |
| Interest-bearing deposits | 107,798,000 | 106,287,000 | 106,718,000 | 100,020,000 |
| Noninterest-bearing deposits | 16,725,000 | 16,432,000 | 17,670,000 | 18,952,000 |
| Equity capital | 6,503,000 | 4,498,000 | 3,635,000 | 3,420,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,222,000 | 2,353,000 | 3,423,000 | 4,507,000 |
| Interest expense | 173,000 | 341,000 | 512,000 | 675,000 |
| Net interest income | 1,049,000 | 2,012,000 | 2,911,000 | 3,832,000 |
| Noninterest income | 493,000 | -299,000 | 104,000 | 224,000 |
| Noninterest expense | 1,582,000 | 3,346,000 | 5,321,000 | 6,837,000 |
| Provision for loan losses | 0 | 329,000 | 629,000 | 872,000 |
| Pretax income | -38,000 | -1,960,000 | -2,933,000 | -3,650,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -38,000 | -1,960,000 | -2,933,000 | -3,650,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,208,000 | 4,302,000 | 3,318,000 | 3,208,000 |
| Total capital | 7,373,000 | 5,530,000 | 4,439,000 | 4,292,000 |
| Risk-weighted assets | 102,154,000 | 99,812,000 | 89,633,000 | 86,564,000 |