Call reports 2013
NORTHSIDE BANK — 2013
What NORTHSIDE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 133,163,000 | 130,779,000 | 135,492,000 | 135,451,000 |
| Total loans | 87,586,000 | 82,835,000 | 88,983,000 | 83,734,000 |
| Allowance for loan losses | 1,159,000 | 1,110,000 | 1,347,000 | 1,421,000 |
| Securities available for sale | 18,420,000 | 19,163,000 | 18,339,000 | 19,912,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,937,000 | 118,717,000 | 123,526,000 | 123,422,000 |
| Interest-bearing deposits | 107,747,000 | 108,380,000 | 110,617,000 | 106,417,000 |
| Noninterest-bearing deposits | 11,190,000 | 10,337,000 | 12,909,000 | 17,005,000 |
| Equity capital | 6,849,000 | 6,758,000 | 6,807,000 | 6,907,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,237,000 | 2,517,000 | 3,848,000 | 5,166,000 |
| Interest expense | 233,000 | 463,000 | 680,000 | 887,000 |
| Net interest income | 1,004,000 | 2,054,000 | 3,168,000 | 4,279,000 |
| Noninterest income | 1,035,000 | 1,330,000 | 1,861,000 | 2,255,000 |
| Noninterest expense | 1,587,000 | 2,964,000 | 4,431,000 | 5,971,000 |
| Provision for loan losses | 60,000 | 28,000 | 203,000 | 512,000 |
| Pretax income | 392,000 | 392,000 | 395,000 | 51,000 |
| Income tax | 4,000 | 4,000 | 4,000 | 0 |
| Net income | 388,000 | 388,000 | 391,000 | 51,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,863,000 | 7,156,000 | 7,294,000 | 7,420,000 |
| Total capital | 8,022,000 | 8,266,000 | 8,559,000 | 8,668,000 |
| Risk-weighted assets | 97,884,000 | 98,014,000 | 101,168,000 | 99,904,000 |