Call reports 2012
NORTHSIDE BANK — 2012
What NORTHSIDE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 129,376,000 | 127,029,000 | 131,135,000 | 127,927,000 |
| Total loans | 78,557,000 | 78,099,000 | 82,722,000 | 82,734,000 |
| Allowance for loan losses | 1,065,000 | 956,000 | 1,046,000 | 1,250,000 |
| Securities available for sale | 20,943,000 | 20,170,000 | 19,849,000 | 9,026,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,753,000 | 117,224,000 | 120,785,000 | 116,135,000 |
| Interest-bearing deposits | 109,619,000 | 109,158,000 | 112,258,000 | 105,249,000 |
| Noninterest-bearing deposits | 10,134,000 | 8,065,000 | 8,527,000 | 10,886,000 |
| Equity capital | 4,369,000 | 4,483,000 | 4,861,000 | 6,489,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,182,000 | 2,398,000 | 3,678,000 | 4,932,000 |
| Interest expense | 323,000 | 620,000 | 888,000 | 1,134,000 |
| Net interest income | 859,000 | 1,778,000 | 2,790,000 | 3,798,000 |
| Noninterest income | 617,000 | 862,000 | 1,475,000 | 1,984,000 |
| Noninterest expense | 1,160,000 | 2,421,000 | 3,745,000 | 5,137,000 |
| Provision for loan losses | 0 | -60,000 | 24,000 | 224,000 |
| Pretax income | 343,000 | 410,000 | 627,000 | 609,000 |
| Income tax | 8,000 | 16,000 | 16,000 | 8,000 |
| Net income | 335,000 | 394,000 | 611,000 | 601,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,394,000 | 4,455,000 | 4,673,000 | 6,409,000 |
| Total capital | 5,459,000 | 5,411,000 | 5,719,000 | 7,594,000 |
| Risk-weighted assets | 94,314,000 | 91,809,000 | 95,160,000 | 94,766,000 |