Call reports 2011
NORTHSIDE BANK — 2011
What NORTHSIDE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 131,251,000 | 126,143,000 | 129,964,000 | 124,530,000 |
| Total loans | 82,807,000 | 80,463,000 | 77,846,000 | 76,003,000 |
| Allowance for loan losses | 1,228,000 | 1,173,000 | 1,169,000 | 1,059,000 |
| Securities available for sale | 21,396,000 | 20,869,000 | 20,274,000 | 21,404,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,500,000 | 116,284,000 | 120,246,000 | 115,207,000 |
| Interest-bearing deposits | 113,132,000 | 109,105,000 | 109,538,000 | 104,100,000 |
| Noninterest-bearing deposits | 5,368,000 | 7,179,000 | 10,708,000 | 11,107,000 |
| Equity capital | 4,354,000 | 4,335,000 | 4,211,000 | 4,065,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,375,000 | 2,737,000 | 4,047,000 | 5,282,000 |
| Interest expense | 548,000 | 1,067,000 | 1,490,000 | 1,856,000 |
| Net interest income | 827,000 | 1,670,000 | 2,557,000 | 3,426,000 |
| Noninterest income | 201,000 | 356,000 | 657,000 | 882,000 |
| Noninterest expense | 1,114,000 | 2,239,000 | 3,393,000 | 4,554,000 |
| Provision for loan losses | 12,000 | 128,000 | 508,000 | 452,000 |
| Pretax income | -85,000 | -266,000 | -528,000 | -501,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -85,000 | -266,000 | -528,000 | -501,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,469,000 | 4,290,000 | 4,029,000 | 4,058,000 |
| Total capital | 5,678,000 | 5,462,000 | 5,185,000 | 5,117,000 |
| Risk-weighted assets | 96,701,000 | 93,792,000 | 92,607,000 | 92,445,000 |