Call reports 2010
NORTHSIDE BANK — 2010
What NORTHSIDE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 132,133,000 | 130,600,000 | 131,142,000 | 128,906,000 |
| Total loans | 91,675,000 | 89,415,000 | 85,808,000 | 84,848,000 |
| Allowance for loan losses | 1,982,000 | 1,763,000 | 1,362,000 | 1,284,000 |
| Securities available for sale | 18,595,000 | 18,424,000 | 20,030,000 | 22,488,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,178,000 | 116,737,000 | 117,669,000 | 116,257,000 |
| Interest-bearing deposits | 113,539,000 | 111,155,000 | 113,359,000 | 111,514,000 |
| Noninterest-bearing deposits | 4,639,000 | 5,582,000 | 4,310,000 | 4,743,000 |
| Equity capital | 5,703,000 | 5,431,000 | 5,046,000 | 4,371,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,510,000 | 2,999,000 | 4,436,000 | 5,830,000 |
| Interest expense | 768,000 | 1,498,000 | 2,160,000 | 2,775,000 |
| Net interest income | 742,000 | 1,501,000 | 2,276,000 | 3,055,000 |
| Noninterest income | 155,000 | 318,000 | 383,000 | 455,000 |
| Noninterest expense | 1,134,000 | 2,591,000 | 3,784,000 | 5,054,000 |
| Provision for loan losses | -261,000 | -305,000 | -192,000 | -98,000 |
| Pretax income | 34,000 | -388,000 | -649,000 | -1,162,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 34,000 | -388,000 | -649,000 | -1,162,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,713,000 | 5,303,000 | 5,055,000 | 4,552,000 |
| Total capital | 6,975,000 | 6,565,000 | 6,293,000 | 5,769,000 |
| Risk-weighted assets | 100,231,000 | 100,438,000 | 98,876,000 | 97,320,000 |