Call reports 2005
NORTHSIDE BANK — 2005
What NORTHSIDE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q3 | 2005Q4 |
|---|---|---|
| Total assets | 14,190,000 | 20,945,000 |
| Total loans | 2,000 | 4,069,000 |
| Allowance for loan losses | 0 | 43,000 |
| Securities available for sale | 4,061,000 | 5,889,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 4,227,000 | 10,973,000 |
| Interest-bearing deposits | 593,000 | 5,868,000 |
| Noninterest-bearing deposits | 3,634,000 | 5,105,000 |
| Equity capital | 9,963,000 | 9,532,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q3 | 2005Q4 |
|---|---|---|
| Interest income | 8,000 | 184,000 |
| Interest expense | 0 | 30,000 |
| Net interest income | 8,000 | 154,000 |
| Noninterest income | 0 | 2,000 |
| Noninterest expense | 44,000 | 760,000 |
| Provision for loan losses | 0 | 43,000 |
| Pretax income | -36,000 | -647,000 |
| Income tax | 0 | 0 |
| Net income | -36,000 | -647,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q3 | 2005Q4 |
|---|---|---|
| Tier 1 capital | 9,964,000 | 9,569,000 |
| Total capital | 9,964,000 | 9,612,000 |
| Risk-weighted assets | 3,704,000 | 10,186,000 |
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