Call reports 2026
BELMONT SAVINGS BANK, SSB — 2026
What BELMONT SAVINGS BANK, SSB reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 155,591,000 | 161,046,000 |
| Total loans | 130,773,000 | 135,613,000 |
| Allowance for loan losses | 470,000 | 480,000 |
| Securities available for sale | 7,746,000 | 7,867,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 106,485,000 | 111,339,000 |
| Interest-bearing deposits | 101,657,000 | 105,939,000 |
| Noninterest-bearing deposits | 4,828,000 | 5,400,000 |
| Equity capital | 19,098,000 | 19,375,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,953,000 | 4,007,000 |
| Interest expense | 979,000 | 1,999,000 |
| Net interest income | 974,000 | 2,008,000 |
| Noninterest income | 21,000 | 42,000 |
| Noninterest expense | 772,000 | 1,578,000 |
| Provision for loan losses | 0 | 10,000 |
| Pretax income | 222,000 | 466,000 |
| Income tax | 50,000 | 112,000 |
| Net income | 172,000 | 354,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 20,156,000 | 20,334,000 |