Call reports 2018
BELMONT SAVINGS BANK, SSB — 2018
What BELMONT SAVINGS BANK, SSB reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 93,893,000 | 93,439,000 | 93,322,000 | 91,457,000 |
| Total loans | 65,446,000 | 66,093,000 | 67,140,000 | 68,171,000 |
| Allowance for loan losses | 263,000 | 263,000 | 263,000 | 263,000 |
| Securities available for sale | 59,000 | 70,000 | 62,000 | 47,000 |
| Securities held to maturity | 9,000,000 | 9,000,000 | 9,000,000 | 9,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,072,000 | 74,531,000 | 74,414,000 | 72,574,000 |
| Interest-bearing deposits | 73,557,000 | 72,826,000 | 72,539,000 | 70,545,000 |
| Noninterest-bearing deposits | 1,515,000 | 1,705,000 | 1,875,000 | 2,029,000 |
| Equity capital | 18,531,000 | 18,606,000 | 18,538,000 | 18,587,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 815,000 | 1,649,000 | 2,497,000 | 3,348,000 |
| Interest expense | 131,000 | 278,000 | 445,000 | 632,000 |
| Net interest income | 684,000 | 1,371,000 | 2,052,000 | 2,716,000 |
| Noninterest income | 7,000 | 14,000 | 21,000 | 29,000 |
| Noninterest expense | 610,000 | 1,240,000 | 1,805,000 | 2,393,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 81,000 | 145,000 | 268,000 | 352,000 |
| Income tax | 11,000 | 11,000 | 193,000 | 212,000 |
| Net income | 70,000 | 134,000 | 75,000 | 140,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,531,000 | 18,606,000 | 18,543,000 | 18,587,000 |
| Total capital | 18,794,000 | 18,869,000 | 18,806,000 | 18,850,000 |
| Risk-weighted assets | 45,376,000 | 44,854,000 | 44,862,000 | 45,841,000 |