Call reports 2017
BELMONT SAVINGS BANK, SSB — 2017
What BELMONT SAVINGS BANK, SSB reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 95,520,000 | 97,966,000 | 95,593,000 | 94,241,000 |
| Total loans | 65,194,000 | 64,217,000 | 65,163,000 | 65,317,000 |
| Allowance for loan losses | 263,000 | 263,000 | 263,000 | 263,000 |
| Securities available for sale | 109,000 | 98,000 | 127,000 | 111,000 |
| Securities held to maturity | 8,000,000 | 8,000,000 | 8,000,000 | 8,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,899,000 | 79,279,000 | 76,823,000 | 75,425,000 |
| Interest-bearing deposits | 75,572,000 | 77,931,000 | 75,483,000 | 74,000,000 |
| Noninterest-bearing deposits | 1,327,000 | 1,348,000 | 1,340,000 | 1,425,000 |
| Equity capital | 18,177,000 | 18,275,000 | 18,437,000 | 18,488,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 784,000 | 1,606,000 | 2,409,000 | 3,213,000 |
| Interest expense | 99,000 | 204,000 | 313,000 | 433,000 |
| Net interest income | 685,000 | 1,402,000 | 2,096,000 | 2,780,000 |
| Noninterest income | 7,000 | 13,000 | 19,000 | 24,000 |
| Noninterest expense | 570,000 | 1,140,000 | 1,681,000 | 2,292,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 122,000 | 275,000 | 434,000 | 512,000 |
| Income tax | 22,000 | 66,000 | 71,000 | 82,000 |
| Net income | 100,000 | 209,000 | 363,000 | 430,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,177,000 | 18,275,000 | 18,437,000 | 18,488,000 |
| Total capital | 18,440,000 | 18,538,000 | 18,700,000 | 18,751,000 |
| Risk-weighted assets | 45,020,000 | 43,678,000 | 44,372,000 | 45,352,000 |