Call reports 2014
BELMONT SAVINGS BANK, SSB — 2014
What BELMONT SAVINGS BANK, SSB reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 101,456,000 | 99,646,000 | 98,410,000 | 94,965,000 |
| Total loans | 58,201,000 | 58,055,000 | 57,788,000 | 58,635,000 |
| Allowance for loan losses | 270,000 | 270,000 | 270,000 | 272,000 |
| Securities available for sale | 170,000 | 170,000 | 107,000 | 91,000 |
| Securities held to maturity | 19,822,000 | 17,822,000 | 18,820,000 | 18,819,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,346,000 | 82,413,000 | 80,990,000 | 77,550,000 |
| Interest-bearing deposits | 83,737,000 | 81,898,000 | 80,268,000 | 76,775,000 |
| Noninterest-bearing deposits | 609,000 | 515,000 | 722,000 | 775,000 |
| Equity capital | 16,703,000 | 16,807,000 | 16,893,000 | 16,985,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 837,000 | 1,652,000 | 2,474,000 | 3,305,000 |
| Interest expense | 97,000 | 193,000 | 287,000 | 378,000 |
| Net interest income | 740,000 | 1,459,000 | 2,187,000 | 2,927,000 |
| Noninterest income | 48,000 | 54,000 | 63,000 | 72,000 |
| Noninterest expense | 570,000 | 1,130,000 | 1,657,000 | 2,231,000 |
| Provision for loan losses | 4,000 | 4,000 | 4,000 | 6,000 |
| Pretax income | 214,000 | 379,000 | 589,000 | 762,000 |
| Income tax | 72,000 | 133,000 | 205,000 | 268,000 |
| Net income | 142,000 | 246,000 | 384,000 | 494,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,589,000 | 16,693,000 | 16,832,000 | 16,941,000 |
| Total capital | 16,859,000 | 16,963,000 | 17,102,000 | 17,213,000 |
| Risk-weighted assets | 41,419,000 | 40,917,000 | 39,919,000 | 40,703,000 |
Machine access — free, no API key
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