Call reports 2025
INFINITY BANK — 2025
What INFINITY BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 338,676,000 | 337,074,000 | 372,720,000 | 355,990,000 |
| Total loans | 224,361,000 | 221,352,000 | 214,384,000 | 229,790,000 |
| Allowance for loan losses | 3,682,000 | 3,609,000 | 3,609,000 | 3,639,000 |
| Securities available for sale | 33,085,000 | 31,386,000 | 28,718,000 | 27,106,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 289,040,000 | 291,622,000 | 325,972,000 | 302,587,000 |
| Interest-bearing deposits | 129,821,000 | 118,540,000 | 125,844,000 | 128,175,000 |
| Noninterest-bearing deposits | 159,219,000 | 173,082,000 | 200,128,000 | 174,412,000 |
| Equity capital | 37,538,000 | 39,252,000 | 40,584,000 | 42,126,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 5,723,000 | 11,514,000 | 17,527,000 | 23,308,000 |
| Interest expense | 1,200,000 | 2,307,000 | 3,378,000 | 4,428,000 |
| Net interest income | 4,523,000 | 9,207,000 | 14,149,000 | 18,880,000 |
| Noninterest income | 113,000 | 249,000 | 392,000 | 534,000 |
| Noninterest expense | 2,642,000 | 5,398,000 | 8,328,000 | 11,154,000 |
| Provision for loan losses | 220,000 | 147,000 | 147,000 | 495,000 |
| Pretax income | 1,783,000 | 3,795,000 | 5,971,000 | 7,700,000 |
| Income tax | 522,000 | 1,116,000 | 1,757,000 | 2,137,000 |
| Net income | 1,261,000 | 2,679,000 | 4,214,000 | 5,563,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,817,000 | 41,263,000 | 42,312,000 | 43,671,000 |
| Total capital | 46,969,000 | 48,341,000 | 49,507,000 | 51,031,000 |
| Risk-weighted assets | 254,011,000 | 247,533,000 | 256,645,000 | 269,685,000 |