Call reports 2022
INFINITY BANK — 2022
What INFINITY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 308,436,000 | 315,144,000 | 322,309,000 | 310,200,000 |
| Total loans | 147,250,000 | 154,444,000 | 150,718,000 | 156,567,000 |
| Allowance for loan losses | 2,274,000 | 2,489,000 | 2,731,000 | 2,661,000 |
| Securities available for sale | 64,454,000 | 60,694,000 | 54,735,000 | 51,979,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 275,693,000 | 283,093,000 | 290,989,000 | 276,316,000 |
| Interest-bearing deposits | 112,827,000 | 129,718,000 | 112,051,000 | 132,034,000 |
| Noninterest-bearing deposits | 162,866,000 | 153,375,000 | 178,938,000 | 144,282,000 |
| Equity capital | 27,217,000 | 26,646,000 | 26,033,000 | 28,243,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,622,000 | 5,373,000 | 8,951,000 | 13,507,000 |
| Interest expense | 195,000 | 416,000 | 671,000 | 1,108,000 |
| Net interest income | 2,427,000 | 4,957,000 | 8,280,000 | 12,399,000 |
| Noninterest income | 77,000 | 176,000 | 241,000 | 321,000 |
| Noninterest expense | 1,680,000 | 3,477,000 | 5,600,000 | 7,597,000 |
| Provision for loan losses | 153,000 | 368,000 | 610,000 | 793,000 |
| Pretax income | 671,000 | 1,288,000 | 2,311,000 | 4,330,000 |
| Income tax | 199,000 | 386,000 | 684,000 | 1,304,000 |
| Net income | 472,000 | 902,000 | 1,627,000 | 3,026,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,111,000 | 29,775,000 | 30,839,000 | 32,517,000 |
| Total capital | 35,298,000 | 36,182,000 | 37,450,000 | 39,105,000 |
| Risk-weighted assets | 204,816,000 | 209,851,000 | 215,003,000 | 213,392,000 |