Call reports 2021
INFINITY BANK — 2021
What INFINITY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 192,428,000 | 204,293,000 | 329,311,000 | 296,826,000 |
| Total loans | 142,776,000 | 153,529,000 | 153,594,000 | 150,113,000 |
| Allowance for loan losses | 1,629,000 | 1,841,000 | 2,124,000 | 2,273,000 |
| Securities available for sale | 21,409,000 | 12,557,000 | 65,090,000 | 66,764,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 159,700,000 | 176,322,000 | 299,408,000 | 262,518,000 |
| Interest-bearing deposits | 76,789,000 | 78,993,000 | 103,828,000 | 112,779,000 |
| Noninterest-bearing deposits | 82,911,000 | 97,329,000 | 195,580,000 | 149,739,000 |
| Equity capital | 26,072,000 | 26,439,000 | 28,460,000 | 28,607,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,017,000 | 4,121,000 | 6,554,000 | 9,465,000 |
| Interest expense | 105,000 | 220,000 | 346,000 | 526,000 |
| Net interest income | 1,912,000 | 3,901,000 | 6,208,000 | 8,939,000 |
| Noninterest income | 51,000 | 132,000 | 224,000 | 302,000 |
| Noninterest expense | 1,665,000 | 3,101,000 | 4,811,000 | 6,807,000 |
| Provision for loan losses | 47,000 | 259,000 | 542,000 | 691,000 |
| Pretax income | 251,000 | 673,000 | 1,079,000 | 1,743,000 |
| Income tax | 0 | 120,000 | -1,654,000 | -1,430,000 |
| Net income | 251,000 | 553,000 | 2,733,000 | 3,173,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,085,000 | 26,442,000 | 27,606,000 | 28,401,000 |
| Total capital | 27,714,000 | 28,283,000 | 29,730,000 | 34,583,000 |
| Risk-weighted assets | 155,571,000 | 172,918,000 | 193,563,000 | 195,870,000 |