Call reports 2019
INFINITY BANK — 2019
What INFINITY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 83,755,000 | 106,116,000 | 110,115,000 | 116,632,000 |
| Total loans | 21,882,000 | 32,536,000 | 46,460,000 | 73,840,000 |
| Allowance for loan losses | 274,000 | 407,000 | 581,000 | 923,000 |
| Securities available for sale | 14,968,000 | 18,990,000 | 34,833,000 | 27,788,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,619,000 | 77,527,000 | 81,900,000 | 89,018,000 |
| Interest-bearing deposits | 31,333,000 | 37,898,000 | 46,825,000 | 45,567,000 |
| Noninterest-bearing deposits | 25,286,000 | 39,629,000 | 35,075,000 | 43,451,000 |
| Equity capital | 26,884,000 | 26,653,000 | 26,309,000 | 25,779,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 614,000 | 1,469,000 | 2,466,000 | 3,644,000 |
| Interest expense | 63,000 | 171,000 | 270,000 | 389,000 |
| Net interest income | 551,000 | 1,298,000 | 2,196,000 | 3,255,000 |
| Noninterest income | 19,000 | 46,000 | 81,000 | 133,000 |
| Noninterest expense | 1,204,000 | 2,339,000 | 3,493,000 | 4,774,000 |
| Provision for loan losses | 100,000 | 233,000 | 407,000 | 749,000 |
| Pretax income | -734,000 | -1,228,000 | -1,526,000 | -1,932,000 |
| Income tax | 0 | 0 | 0 | 1,000 |
| Net income | -734,000 | -1,228,000 | -1,526,000 | -1,933,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,761,000 | 26,341,000 | 26,118,000 | 25,786,000 |
| Total capital | 27,035,000 | 26,748,000 | 26,699,000 | 26,709,000 |
| Risk-weighted assets | 30,330,000 | 45,293,000 | 64,805,000 | 90,332,000 |