Call reports 2026
IRELAND BANK — 2026
What IRELAND BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 361,667,000 | 355,369,000 |
| Total loans | 183,660,000 | 188,571,000 |
| Allowance for loan losses | 2,603,000 | 2,388,000 |
| Securities available for sale | 78,103,000 | 76,014,000 |
| Securities held to maturity | 62,222,000 | 59,169,000 |
| Trading assets | 0 | 0 |
| Total deposits | 316,167,000 | 314,109,000 |
| Interest-bearing deposits | 181,228,000 | 172,677,000 |
| Noninterest-bearing deposits | 134,939,000 | 141,432,000 |
| Equity capital | 35,737,000 | 36,762,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 4,336,000 | 8,649,000 |
| Interest expense | 704,000 | 1,334,000 |
| Net interest income | 3,632,000 | 7,315,000 |
| Noninterest income | 459,000 | 950,000 |
| Noninterest expense | 3,086,000 | 5,993,000 |
| Provision for loan losses | 165,000 | 455,000 |
| Pretax income | 816,000 | 1,820,000 |
| Income tax | 222,000 | 396,000 |
| Net income | 594,000 | 1,424,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 40,663,000 | 41,293,000 |
| Total capital | 43,426,000 | 43,846,000 |
| Risk-weighted assets | 222,684,000 | 227,904,000 |