Call reports 2024
IRELAND BANK — 2024
What IRELAND BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 370,160,000 | 371,668,000 | 374,166,000 | 369,035,000 |
| Total loans | 198,203,000 | 203,668,000 | 205,510,000 | 191,281,000 |
| Allowance for loan losses | 2,717,000 | 2,728,000 | 2,705,000 | 2,695,000 |
| Securities available for sale | 47,187,000 | 48,395,000 | 54,333,000 | 64,922,000 |
| Securities held to maturity | 80,050,000 | 79,693,000 | 74,829,000 | 74,443,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 319,316,000 | 319,838,000 | 327,857,000 | 324,237,000 |
| Interest-bearing deposits | 160,043,000 | 156,754,000 | 159,971,000 | 185,502,000 |
| Noninterest-bearing deposits | 159,273,000 | 163,084,000 | 167,886,000 | 138,735,000 |
| Equity capital | 25,549,000 | 26,821,000 | 28,953,000 | 29,543,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 4,326,000 | 8,779,000 | 13,377,000 | 17,872,000 |
| Interest expense | 1,084,000 | 2,204,000 | 3,317,000 | 4,354,000 |
| Net interest income | 3,242,000 | 6,575,000 | 10,060,000 | 13,518,000 |
| Noninterest income | 423,000 | 901,000 | 1,384,000 | 1,871,000 |
| Noninterest expense | 2,900,000 | 5,733,000 | 8,576,000 | 11,221,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 773,000 | 1,724,000 | 2,843,000 | 4,174,000 |
| Income tax | 211,000 | 470,000 | 776,000 | 992,000 |
| Net income | 562,000 | 1,254,000 | 2,067,000 | 3,182,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,310,000 | 35,813,000 | 36,750,000 | 38,119,000 |
| Total capital | 39,156,000 | 38,696,000 | 39,610,000 | 40,969,000 |
| Risk-weighted assets | 227,696,000 | 250,225,000 | 236,542,000 | 231,359,000 |