Call reports 2023
IRELAND BANK — 2023
What IRELAND BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 358,664,000 | 366,679,000 | 365,729,000 | 367,292,000 |
| Total loans | 209,249,000 | 217,758,000 | 218,850,000 | 211,781,000 |
| Allowance for loan losses | 2,494,000 | 2,596,000 | 2,651,000 | 2,738,000 |
| Securities available for sale | 48,405,000 | 46,722,000 | 44,255,000 | 45,673,000 |
| Securities held to maturity | 79,931,000 | 79,063,000 | 79,721,000 | 80,389,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 313,826,000 | 314,714,000 | 312,239,000 | 316,038,000 |
| Interest-bearing deposits | 171,552,000 | 178,196,000 | 179,277,000 | 153,113,000 |
| Noninterest-bearing deposits | 142,274,000 | 136,518,000 | 132,962,000 | 162,925,000 |
| Equity capital | 21,021,000 | 21,876,000 | 22,724,000 | 24,574,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,875,000 | 7,955,000 | 12,230,000 | 16,626,000 |
| Interest expense | 371,000 | 1,154,000 | 2,060,000 | 3,072,000 |
| Net interest income | 3,504,000 | 6,801,000 | 10,170,000 | 13,554,000 |
| Noninterest income | 535,000 | 999,000 | 1,481,000 | 1,948,000 |
| Noninterest expense | 2,716,000 | 5,434,000 | 8,184,000 | 11,078,000 |
| Provision for loan losses | 90,000 | 180,000 | 240,000 | 360,000 |
| Pretax income | 1,249,000 | 2,216,000 | 3,257,000 | 4,121,000 |
| Income tax | 327,000 | 599,000 | 872,000 | 1,236,000 |
| Net income | 922,000 | 1,617,000 | 2,385,000 | 2,885,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,596,000 | 35,166,000 | 35,809,000 | 35,948,000 |
| Total capital | 37,245,000 | 37,917,000 | 38,615,000 | 38,841,000 |
| Risk-weighted assets | 221,675,000 | 232,170,000 | 248,651,000 | 247,360,000 |