Call reports 2021
IRELAND BANK — 2021
What IRELAND BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 313,876,000 | 336,029,000 | 345,209,000 | 356,147,000 |
| Total loans | 166,285,000 | 175,324,000 | 177,656,000 | 174,855,000 |
| Allowance for loan losses | 2,330,000 | 2,330,000 | 2,370,000 | 2,339,000 |
| Securities available for sale | 113,267,000 | 119,428,000 | 122,296,000 | 134,316,000 |
| Securities held to maturity | 1,561,000 | 1,561,000 | 1,266,000 | 1,266,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 278,320,000 | 300,022,000 | 308,733,000 | 320,723,000 |
| Interest-bearing deposits | 155,455,000 | 160,291,000 | 167,873,000 | 171,673,000 |
| Noninterest-bearing deposits | 122,865,000 | 139,731,000 | 140,860,000 | 149,049,000 |
| Equity capital | 29,893,000 | 30,519,000 | 31,119,000 | 30,800,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,756,000 | 5,455,000 | 8,586,000 | 11,396,000 |
| Interest expense | 92,000 | 178,000 | 260,000 | 334,000 |
| Net interest income | 2,664,000 | 5,277,000 | 8,326,000 | 11,062,000 |
| Noninterest income | 1,084,000 | 1,679,000 | 2,306,000 | 3,353,000 |
| Noninterest expense | 2,562,000 | 4,988,000 | 7,660,000 | 10,467,000 |
| Provision for loan losses | 90,000 | 90,000 | 90,000 | 52,000 |
| Pretax income | 1,168,000 | 1,956,000 | 2,964,000 | 3,988,000 |
| Income tax | 307,000 | 513,000 | 777,000 | 941,000 |
| Net income | 861,000 | 1,443,000 | 2,187,000 | 3,047,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,856,000 | 30,403,000 | 31,112,000 | 31,725,000 |
| Total capital | 31,901,000 | 32,407,000 | 33,275,000 | 33,916,000 |
| Risk-weighted assets | 163,197,000 | 159,902,000 | 172,748,000 | 175,026,000 |