Call reports 2018
IRELAND BANK — 2018
What IRELAND BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 227,161,000 | 225,736,000 | 229,876,000 | 234,196,000 |
| Total loans | 157,759,000 | 157,460,000 | 156,189,000 | 161,806,000 |
| Allowance for loan losses | 1,741,000 | 1,654,000 | 1,663,000 | 1,675,000 |
| Securities available for sale | 47,207,000 | 46,622,000 | 46,365,000 | 49,058,000 |
| Securities held to maturity | 8,081,000 | 6,918,000 | 5,800,000 | 5,562,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 202,732,000 | 199,879,000 | 202,359,000 | 205,336,000 |
| Interest-bearing deposits | 124,437,000 | 122,356,000 | 122,895,000 | 120,744,000 |
| Noninterest-bearing deposits | 78,295,000 | 77,523,000 | 79,464,000 | 84,592,000 |
| Equity capital | 22,920,000 | 23,336,000 | 23,586,000 | 24,542,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,668,000 | 5,436,000 | 8,324,000 | 11,265,000 |
| Interest expense | 69,000 | 150,000 | 244,000 | 347,000 |
| Net interest income | 2,599,000 | 5,286,000 | 8,080,000 | 10,918,000 |
| Noninterest income | 336,000 | 658,000 | 1,123,000 | 1,578,000 |
| Noninterest expense | 2,362,000 | 4,672,000 | 7,049,000 | 9,427,000 |
| Provision for loan losses | 60,000 | 80,000 | 140,000 | 170,000 |
| Pretax income | 513,000 | 1,192,000 | 2,014,000 | 2,899,000 |
| Income tax | 113,000 | 274,000 | 475,000 | 598,000 |
| Net income | 400,000 | 918,000 | 1,539,000 | 2,301,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,620,000 | 24,079,000 | 24,634,000 | 25,230,000 |
| Total capital | 25,452,000 | 25,821,000 | 26,372,000 | 26,991,000 |
| Risk-weighted assets | 147,557,000 | 150,961,000 | 153,263,000 | 156,909,000 |