Call reports 2017
IRELAND BANK — 2017
What IRELAND BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 223,957,000 | 218,736,000 | 217,575,000 | 226,397,000 |
| Total loans | 151,657,000 | 150,390,000 | 150,200,000 | 153,970,000 |
| Allowance for loan losses | 1,510,000 | 1,470,000 | 1,525,000 | 1,659,000 |
| Securities available for sale | 41,923,000 | 40,805,000 | 44,198,000 | 48,619,000 |
| Securities held to maturity | 11,230,000 | 9,371,000 | 8,688,000 | 8,684,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 193,252,000 | 193,268,000 | 191,909,000 | 201,833,000 |
| Interest-bearing deposits | 118,679,000 | 117,523,000 | 117,655,000 | 122,405,000 |
| Noninterest-bearing deposits | 74,573,000 | 75,745,000 | 74,254,000 | 79,428,000 |
| Equity capital | 22,765,000 | 23,268,000 | 23,429,000 | 23,210,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,481,000 | 4,939,000 | 7,517,000 | 10,142,000 |
| Interest expense | 62,000 | 126,000 | 184,000 | 250,000 |
| Net interest income | 2,419,000 | 4,813,000 | 7,333,000 | 9,892,000 |
| Noninterest income | 336,000 | 660,000 | 1,003,000 | 1,299,000 |
| Noninterest expense | 2,229,000 | 4,584,000 | 7,024,000 | 9,234,000 |
| Provision for loan losses | 70,000 | 130,000 | 190,000 | 190,000 |
| Pretax income | 455,000 | 794,000 | 1,157,000 | 1,802,000 |
| Income tax | 131,000 | 218,000 | 321,000 | 631,000 |
| Net income | 324,000 | 576,000 | 836,000 | 1,171,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,692,000 | 22,899,000 | 23,114,000 | 23,270,000 |
| Total capital | 24,266,000 | 24,436,000 | 24,717,000 | 25,004,000 |
| Risk-weighted assets | 144,103,000 | 142,724,000 | 140,258,000 | 147,182,000 |