Call reports 2016
IRELAND BANK — 2016
What IRELAND BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 214,359,000 | 215,938,000 | 215,384,000 | 218,426,000 |
| Total loans | 135,170,000 | 147,582,000 | 151,951,000 | 150,989,000 |
| Allowance for loan losses | 1,493,000 | 1,478,000 | 1,513,000 | 1,536,000 |
| Securities available for sale | 48,315,000 | 38,930,000 | 35,102,000 | 40,433,000 |
| Securities held to maturity | 12,617,000 | 12,610,000 | 12,602,000 | 11,896,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 187,501,000 | 183,565,000 | 185,090,000 | 190,668,000 |
| Interest-bearing deposits | 113,341,000 | 112,545,000 | 111,949,000 | 115,178,000 |
| Noninterest-bearing deposits | 74,161,000 | 71,020,000 | 73,140,000 | 75,490,000 |
| Equity capital | 22,278,000 | 22,571,000 | 22,875,000 | 22,269,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,266,000 | 4,644,000 | 7,077,000 | 9,533,000 |
| Interest expense | 50,000 | 108,000 | 168,000 | 230,000 |
| Net interest income | 2,216,000 | 4,536,000 | 6,909,000 | 9,303,000 |
| Noninterest income | 301,000 | 489,000 | 824,000 | 1,187,000 |
| Noninterest expense | 2,210,000 | 4,424,000 | 6,710,000 | 8,956,000 |
| Provision for loan losses | 0 | 25,000 | 115,000 | 115,000 |
| Pretax income | 322,000 | 630,000 | 965,000 | 1,476,000 |
| Income tax | 74,000 | 147,000 | 225,000 | 283,000 |
| Net income | 248,000 | 483,000 | 740,000 | 1,193,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,248,000 | 21,443,000 | 22,170,000 | 22,408,000 |
| Total capital | 22,787,000 | 22,966,000 | 23,741,000 | 24,005,000 |
| Risk-weighted assets | 132,167,000 | 144,258,000 | 158,751,000 | 157,837,000 |