Call reports 2015
IRELAND BANK — 2015
What IRELAND BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 218,235,000 | 215,972,000 | 211,679,000 | 209,643,000 |
| Total loans | 132,203,000 | 135,294,000 | 137,359,000 | 134,314,000 |
| Allowance for loan losses | 1,544,000 | 1,543,000 | 1,539,000 | 1,514,000 |
| Securities available for sale | 54,970,000 | 49,319,000 | 47,060,000 | 43,981,000 |
| Securities held to maturity | 14,386,000 | 14,378,000 | 13,130,000 | 12,623,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 189,572,000 | 186,137,000 | 182,461,000 | 182,938,000 |
| Interest-bearing deposits | 120,549,000 | 114,648,000 | 110,254,000 | 109,762,000 |
| Noninterest-bearing deposits | 69,023,000 | 71,489,000 | 72,207,000 | 73,177,000 |
| Equity capital | 21,222,000 | 20,956,000 | 21,541,000 | 21,769,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,450,000 | 4,668,000 | 6,998,000 | 9,257,000 |
| Interest expense | 96,000 | 168,000 | 227,000 | 279,000 |
| Net interest income | 2,354,000 | 4,500,000 | 6,771,000 | 8,978,000 |
| Noninterest income | 322,000 | 732,000 | 829,000 | 1,283,000 |
| Noninterest expense | 2,032,000 | 4,138,000 | 6,273,000 | 8,376,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 644,000 | 1,113,000 | 1,359,000 | 1,969,000 |
| Income tax | 194,000 | 320,000 | 384,000 | 475,000 |
| Net income | 450,000 | 793,000 | 975,000 | 1,494,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,396,000 | 20,698,000 | 20,840,000 | 21,145,000 |
| Total capital | 21,971,000 | 22,276,000 | 22,414,000 | 22,696,000 |
| Risk-weighted assets | 148,918,000 | 135,647,000 | 133,040,000 | 128,784,000 |