Call reports 2012
IRELAND BANK — 2012
What IRELAND BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 216,491,000 | 210,498,000 | 214,167,000 | 216,652,000 |
| Total loans | 135,922,000 | 135,657,000 | 132,251,000 | 126,799,000 |
| Allowance for loan losses | 1,616,000 | 1,425,000 | 1,549,000 | 1,936,000 |
| Securities available for sale | 39,968,000 | 39,352,000 | 45,879,000 | 55,110,000 |
| Securities held to maturity | 17,529,000 | 17,512,000 | 17,096,000 | 17,078,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 193,007,000 | 186,678,000 | 190,094,000 | 194,364,000 |
| Interest-bearing deposits | 132,497,000 | 127,568,000 | 128,999,000 | 130,313,000 |
| Noninterest-bearing deposits | 60,510,000 | 59,110,000 | 61,095,000 | 64,051,000 |
| Equity capital | 19,293,000 | 19,442,000 | 19,473,000 | 18,885,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,520,000 | 5,000,000 | 7,435,000 | 9,856,000 |
| Interest expense | 269,000 | 497,000 | 715,000 | 917,000 |
| Net interest income | 2,251,000 | 4,503,000 | 6,720,000 | 8,939,000 |
| Noninterest income | 176,000 | 300,000 | 431,000 | 803,000 |
| Noninterest expense | 2,184,000 | 4,393,000 | 6,581,000 | 8,628,000 |
| Provision for loan losses | 150,000 | 375,000 | 725,000 | 2,359,000 |
| Pretax income | 93,000 | 170,000 | -17,000 | -1,071,000 |
| Income tax | -16,000 | -39,000 | -165,000 | -799,000 |
| Net income | 109,000 | 209,000 | 148,000 | -272,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,741,000 | 18,810,000 | 18,718,000 | 18,268,000 |
| Total capital | 20,389,000 | 20,268,000 | 20,300,000 | 20,074,000 |
| Risk-weighted assets | 151,014,000 | 150,713,000 | 147,720,000 | 143,614,000 |