Call reports 2005
IRELAND BANK — 2005
What IRELAND BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 166,644,000 | 169,685,000 | 172,241,000 | 167,019,000 |
| Total loans | 120,640,000 | 124,660,000 | 123,563,000 | 116,855,000 |
| Allowance for loan losses | 1,578,000 | 1,576,000 | 1,501,000 | 1,485,000 |
| Securities available for sale | 29,833,000 | 28,869,000 | 27,605,000 | 33,313,000 |
| Securities held to maturity | 5,360,000 | 5,659,000 | 5,245,000 | 6,230,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 139,474,000 | 143,649,000 | 149,178,000 | 143,447,000 |
| Interest-bearing deposits | 109,576,000 | 114,023,000 | 114,949,000 | 110,163,000 |
| Noninterest-bearing deposits | 29,898,000 | 29,626,000 | 34,229,000 | 33,284,000 |
| Equity capital | 13,143,000 | 13,546,000 | 13,679,000 | 13,827,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,653,000 | 5,450,000 | 8,394,000 | 11,478,000 |
| Interest expense | 594,000 | 1,286,000 | 2,099,000 | 2,921,000 |
| Net interest income | 2,059,000 | 4,164,000 | 6,295,000 | 8,557,000 |
| Noninterest income | 319,000 | 705,000 | 1,190,000 | 1,541,000 |
| Noninterest expense | 1,865,000 | 3,901,000 | 5,833,000 | 7,803,000 |
| Provision for loan losses | 195,000 | 260,000 | 350,000 | 455,000 |
| Pretax income | 318,000 | 708,000 | 1,302,000 | 1,840,000 |
| Income tax | 102,000 | 232,000 | 445,000 | 664,000 |
| Net income | 216,000 | 476,000 | 857,000 | 1,176,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,494,000 | 13,754,000 | 13,938,000 | 14,257,000 |
| Total capital | 15,072,000 | 15,330,000 | 15,439,000 | 15,768,000 |
| Risk-weighted assets | 132,445,000 | 136,196,000 | 135,858,000 | 130,285,000 |
Machine access — free, no API key
Every figure shown here about IRELAND BANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.