Call reports 2025
WEST PLAINS SAVINGS AND LOAN ASSOCIATION — 2025
What WEST PLAINS SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 96,578,000 | 98,976,000 | 100,415,000 | 99,086,000 |
| Total loans | 75,325,000 | 74,743,000 | 75,166,000 | 74,642,000 |
| Allowance for loan losses | 942,000 | 938,000 | 928,000 | 947,000 |
| Securities available for sale | 2,136,000 | 2,408,000 | 2,176,000 | 2,440,000 |
| Securities held to maturity | 7,937,000 | 6,870,000 | 7,192,000 | 7,693,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,423,000 | 73,703,000 | 74,984,000 | 75,613,000 |
| Interest-bearing deposits | 70,532,000 | 72,885,000 | 73,995,000 | 74,825,000 |
| Noninterest-bearing deposits | 891,000 | 818,000 | 989,000 | 788,000 |
| Equity capital | 20,336,000 | 20,470,000 | 20,611,000 | 20,686,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,127,000 | 2,326,000 | 3,572,000 | 4,837,000 |
| Interest expense | 541,000 | 1,105,000 | 1,689,000 | 2,247,000 |
| Net interest income | 586,000 | 1,221,000 | 1,883,000 | 2,590,000 |
| Noninterest income | 13,000 | 22,000 | 30,000 | 39,000 |
| Noninterest expense | 519,000 | 1,014,000 | 1,526,000 | 2,129,000 |
| Provision for loan losses | 3,000 | 0 | -10,000 | 12,000 |
| Pretax income | 81,000 | 230,000 | 396,000 | 488,000 |
| Income tax | 19,000 | 50,000 | 89,000 | 116,000 |
| Net income | 62,000 | 180,000 | 307,000 | 372,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,422,000 | 20,540,000 | 20,667,000 | 20,731,000 |