Call reports 2024
WEST PLAINS SAVINGS AND LOAN ASSOCIATION — 2024
What WEST PLAINS SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 93,088,000 | 94,070,000 | 93,815,000 | 94,261,000 |
| Total loans | 70,873,000 | 71,147,000 | 72,276,000 | 74,019,000 |
| Allowance for loan losses | 851,000 | 853,000 | 856,000 | 938,000 |
| Securities available for sale | 2,044,000 | 2,061,000 | 2,119,000 | 2,106,000 |
| Securities held to maturity | 7,050,000 | 7,550,000 | 7,798,000 | 8,538,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,986,000 | 68,925,000 | 68,666,000 | 69,179,000 |
| Interest-bearing deposits | 67,367,000 | 68,053,000 | 67,792,000 | 68,220,000 |
| Noninterest-bearing deposits | 619,000 | 872,000 | 874,000 | 959,000 |
| Equity capital | 20,245,000 | 20,312,000 | 20,316,000 | 20,252,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,046,000 | 2,171,000 | 3,273,000 | 4,396,000 |
| Interest expense | 555,000 | 1,127,000 | 1,701,000 | 2,278,000 |
| Net interest income | 491,000 | 1,044,000 | 1,572,000 | 2,118,000 |
| Noninterest income | 13,000 | 23,000 | -56,000 | -85,000 |
| Noninterest expense | 488,000 | 963,000 | 1,448,000 | 1,958,000 |
| Provision for loan losses | -9,000 | -2,000 | 1,000 | 83,000 |
| Pretax income | 31,000 | 102,000 | 49,000 | -13,000 |
| Income tax | 6,000 | 23,000 | 9,000 | 2,000 |
| Net income | 25,000 | 79,000 | 40,000 | -15,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,399,000 | 20,454,000 | 20,414,000 | 20,360,000 |