Call reports 2023
WEST PLAINS SAVINGS AND LOAN ASSOCIATION — 2023
What WEST PLAINS SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 91,544,000 | 92,462,000 | 92,277,000 | 93,085,000 |
| Total loans | 69,336,000 | 70,373,000 | 70,882,000 | 71,540,000 |
| Allowance for loan losses | 803,000 | 889,000 | 937,000 | 876,000 |
| Securities available for sale | 2,256,000 | 2,247,000 | 1,984,000 | 2,048,000 |
| Securities held to maturity | 8,154,000 | 7,904,000 | 7,403,000 | 7,152,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,436,000 | 67,372,000 | 67,355,000 | 67,974,000 |
| Interest-bearing deposits | 65,402,000 | 66,688,000 | 66,803,000 | 66,746,000 |
| Noninterest-bearing deposits | 1,034,000 | 684,000 | 552,000 | 1,228,000 |
| Equity capital | 20,146,000 | 20,194,000 | 20,053,000 | 20,223,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 946,000 | 1,925,000 | 2,936,000 | 3,964,000 |
| Interest expense | 258,000 | 580,000 | 1,022,000 | 1,522,000 |
| Net interest income | 688,000 | 1,345,000 | 1,914,000 | 2,442,000 |
| Noninterest income | 14,000 | 23,000 | 31,000 | 37,000 |
| Noninterest expense | 492,000 | 959,000 | 1,429,000 | 1,947,000 |
| Provision for loan losses | 24,000 | 110,000 | 340,000 | 313,000 |
| Pretax income | 167,000 | 270,000 | 152,000 | 196,000 |
| Income tax | 51,000 | 98,000 | 112,000 | 34,000 |
| Net income | 116,000 | 172,000 | 40,000 | 162,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,329,000 | 20,384,000 | 20,252,000 | 20,375,000 |