Call reports 2022
WEST PLAINS SAVINGS AND LOAN ASSOCIATION — 2022
What WEST PLAINS SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 93,399,000 | 92,770,000 | 91,017,000 | 92,179,000 |
| Total loans | 65,289,000 | 67,400,000 | 67,522,000 | 68,829,000 |
| Allowance for loan losses | 773,000 | 796,000 | 798,000 | 798,000 |
| Securities available for sale | 2,329,000 | 2,267,000 | 2,198,000 | 2,216,000 |
| Securities held to maturity | 6,966,000 | 8,696,000 | 8,401,000 | 8,403,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,914,000 | 72,226,000 | 70,274,000 | 67,205,000 |
| Interest-bearing deposits | 71,658,000 | 71,241,000 | 69,089,000 | 65,994,000 |
| Noninterest-bearing deposits | 1,256,000 | 985,000 | 1,185,000 | 1,211,000 |
| Equity capital | 19,446,000 | 19,591,000 | 19,771,000 | 20,000,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 809,000 | 1,658,000 | 2,559,000 | 3,489,000 |
| Interest expense | 116,000 | 233,000 | 355,000 | 537,000 |
| Net interest income | 693,000 | 1,425,000 | 2,204,000 | 2,952,000 |
| Noninterest income | 11,000 | 18,000 | 32,000 | 43,000 |
| Noninterest expense | 461,000 | 913,000 | 1,400,000 | 1,906,000 |
| Provision for loan losses | 10,000 | 40,000 | 40,000 | 40,000 |
| Pretax income | 233,000 | 490,000 | 796,000 | 1,049,000 |
| Income tax | 58,000 | 124,000 | 198,000 | 237,000 |
| Net income | 175,000 | 366,000 | 598,000 | 812,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,575,000 | 19,766,000 | 19,998,000 | 20,212,000 |